In the traditional banking model, loans play a dominant role in banks’ operations. Loan portfolio quality is the main … generator of banks’ results. In the periods of best results, as well as in times of worst performance of banks’ operations, the …

-based indicators, and stress tests. Cypriot commercial banks are weaker than their counterparts in Greece and also less stable than … cooperative banks in Cyprus. Credit risk appears as the main source of risk in the banking sector, with demand for real estate …

European crises. This relationship is weaker in Europe where banks can use Basel II internal risk models. For large banks …We study how investors account for the riskiness of banks' risk-weighted assets (RWA) by examining the determinants of … stock returns and market measures of risk. We find that banks with higher RWA had lower stock returns over the US and …

We study a banking model in which banks invest in a riskless asset and compete in both deposit and risky loan markets … explore these predictions empirically using a cross-sectional sample of 2,500 U.S. banks in 2003, and a panel data set of … about 2600 banks in 134 non-industrialized countries for the period 1993-2004. With both samples, we find that banks …

Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in …

This paper studies the impact of bank regulation and taxation in a dynamic model with banks exposed to credit and …