This paper explores IRA withdrawal behavior of older Americans using a nationally representative sample. The data for this paper come from the University of Michigan's Health and Retirement Study (HRS), which is sponsored by the National Institute on Aging. The HRS, the most comprehensive...

This paper studies the poverty trends among older Americans (age 50 or older) between 2001 and 2009. The data for this study come from the University of Michigan's Health and Retirement Study (HRS), sponsored by the National Institute on Aging, and the most comprehensive national survey of older...

A worker's disposition of his or her defined contribution (DC) retirement account balances at the point of separation from a previous employer is one of the most important decisions a DC plan participant faces. Although this decision has important implications for the retirement security of...

This paper presents evidence suggesting that a large part of the older population may be making involuntary spending adjustments. The data used for this analysis come from the 2009 Internet Survey of the Health and Retirement Study (HRS), the most comprehensive national survey of older...