I review 20 years of financial data and highlight important changes in the banking industry. Post financial crisis laws and regulations and new Federal Reserve monetary policies have left a lasting impact on the industry. By 2021, the number of independent depository institutions declined to...

A common theme leading up to the 2020 election is that the Affordable Care Act (ACA) should be repealed and replaced.

We use new property-level data to estimate the price of land from 2000 to 2013 for nearly the universe of detached single-family homes in the Washington, DC metro area and characterize the housing boom-bust cycle in land and house prices at a fine geography. The data show that land prices were...

More than half of U.S. states are working to establish programs what would automatically enrollment in Individual Retirement Accounts (IRAs) workers who are not offered a retirement plan by their employer. But the designers of state-run auto-IRA plans fail to consider three questions: Do the...

It is well established from research studies and basic data analysis that there is an exponential relationship between age and the infection to fatality ratio for COVID-19. Hence, the high mortality of the pandemic has been concentrated among the elderly. The close living arrangements of nursing...

The likely impact of the COVID-19 pandemic on state and local government revenues is increasingly well understood.

The authors study how the difference between federal and unitary systems of government can contribute to variations in economic volatility across democracies.

As inequality rises in the United States, the rich and poor are increasingly unlikely to interact with one another. Corinth and Finley use data on "311" calls reporting homeless individuals in New York City between 2010 and 2016 to determine whether the rich are more likely to see or interact...

Data from the National Income and Product Accounts published by the US federal government make it possible to analyze the growth of state and local government employee compensation by state.

This paper studies the urban development impacts of the civil disturbances that took place in Washington, DC following the assassination of Martin Luther King Jr. in 1968.