Craig, Steven G.; Hardee, Polly T. - In: Journal of Entrepreneurial Finance 6 (2001) 1, pp. 59-83
indicate that not only small banks, but instate and more particularly one bank holding company banks devote more of their … assets to small business and farm loans. Banks owned by out-of-state holding companies do not. Low to moderately branched … banks are also active in these markets. In this respect the smaller, more simply structured bank may possess a relative …