This paper studies the first nationwide introduction of automatic enrolment, in which employers in the United Kingdom are obliged to enrol employees into a workplace pension scheme, which employees can then choose to leave if they wish. We exploit the phased rollout of automatic enrolment since...

Der Erfolg der staatlich geförderten Altersvorsorge hängt von drei wesentlichen Faktoren ab: (i) Die Verbraucher müssen tatsächlich willens sein, zusätzliche Sparleistungen aufzubringen. Dafür müssen sie aber auch einfache und transparente Informationen zu den Produkten und bestehenden...

This is the first study to evaluate the effects of early pension withdrawal policies on tenures on unemployment payments in the COVID-19 context. We use a novel set of linked whole-of-population administrative records to examine more than half-a-million Australians who found themselves newly on...

In light of the declining pension coverage of low-income workers, policy makers have discussed requiring all employers to offer individual retirement accounts, similar to defined contribution plans. How likely to participate are workers who currently do not have access to a pension plan? We...