This paper proposes a rating methodology that is based on a non-linear classification method, the support vector machine, and a non-parametric technique for mapping rating scores into probabilities of default. We give an introduction to underlying statistical models and represent the results of...

The performance of an algorithm often largely depends on some hyper parameter which should be optimized before its usage. Since most conventional optimization methods suffer from some drawbacks, we developed an alternative way to find the best hyper parameter values. Contrary to the well known...

The goals of this paper are twofold: we describe common features in data sets from motor vehicle insurance companies and we investigate a general strategy which exploits the knowledge of such features. The results of the strategy are a basis to develop insurance tariffs. The strategy is applied...

The paper brings together methods from two disciplines: machine learning theory and robust statistics. Robustness properties of machine learning methods based on convex risk minimization are investigated for the problem of pattern recognition. Assumptions are given for the existence of the...

In this paper, a new real-time approach for audio recognition of waterbird species in noisy environments, based on a Texas Instruments DSP, i.e. TMS320C6713 is proposed. For noise estimation in noisy water bird's sound, a tonal region detector (TRD) using a sigmoid function is introduced. This...

Early detection of medical renal disease is important as the same may lead to chronic kidney disease which is an irreversible stage. The present work proposes an efficient decision support system for detection of medical renal disease using small feature space consisting of only second order...

Video shot boundary detection (SBD) or video cut detection is one of the fundamental processes of video-processing with respect to semantic understanding, contextual information accumulation, labeling, content-based information retrieval and many more applications, such as video surveillance and...