The purpose of this article is to analyze the effects of Romania's macroeconomic variables of the loan portfolio quality of the banking sector. Specifically, the study seeks to emphasize the interdependent macroeconomic elements that influence the evolution of credit portfolio quality for...

This paper has analysed the impact of the financial sector growths on the economic growth in Romania during 2000-2010. First of all, the model of Mankiw (1992) has been extended in order to establish the relation between the financial development and economic growth. The model has been assessed...

The purpose of this paper is to reveal an alternative method of measuring the banking performance through the banking efficiency. In order to estimate the banking efficiency we have applied the Data Envelopment Analysis – DEA technique. In the analysis we made, we have used the approach of the...

Banks use several indicators in order to adequately measure the impact of the credit risk on their activity. Therefore, the quality of the loan portfolio depends on the correct estimation of the credit risk indicators. Consequently, in this paper I propose myself to analyze the recent evolutions...

The aim of the paper is to emphasize the possible correlations between the risk indicators and the most important indicator that evaluates the bank performances, the financial return (ROE). Therefore, we proposed ourselves, after having analyzed and interpreted the trends, to make an empirical...

The role of the bank system as essential link the saving-investmentprocess makes of its stability a priority on the agenda of the public authorities. One of themajor objectives of a central bank is to prevent the systemic risk by promoting an efficientbank monitoring, which should contribute to...

The article makes a comparative analysis of Romania and Bulgaria on their way to adopting the euro. In order to highlight the situation of the two countries after 5 years of EU membership and the opportunity to adopt the euro, we analyzed the macroeconomic key performance indicators, the...