Responses to economic surveys are usually noisy. Item non-response, as a particular type of censored data, is a common problem for key economic variables such as income and earnings, consumption or accumulated assets. If such non-response is non-random, the consequence can be a bias in the...

This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit...