Showing 54,121 - 54,128 of 54,128
This paper examines the disparity in default risk between vulnerable and non-vulnerable populations in consumer lending. We merge an exhaustive registry of loans granted in the financial system with microdata on vulnerable individuals applying for social programs. We estimate the sources of this...
Persistent link: https://www.econbiz.de/10014557435
This paper proposes a quantitative multi-sector DSGE model with bank failure and firm default to study the interactions between bank regulation and climate policy. Households value the liquidity of deposits, which are protected by deposit insurance. Banks collect deposits and issue equity to...
Persistent link: https://www.econbiz.de/10014548624
The primary purpose of this paper is to empirically investigate the impact of bank competition on financial stability in India. We use a dynamic panel model to examine whether an increase in bank competition hindrances financial stability of commercial banks in India over the period 1996 to...
Persistent link: https://www.econbiz.de/10012306682
This paper explores how accounting disclosures can be combined with regulatory disclosures to refine existing concepts of free cash flows to equity (FCFE) for financial institutions. The resulting measure is designed to promote market discipline by helping investors distinguish among capital...
Persistent link: https://www.econbiz.de/10013014509
We analyze gender bias in entrepreneurship finance. Access to finance is crucial for entrepreneurial success, yet women are particularly constrained. We structurally unpack whether loan officers evaluate business ideas and implementation constraints differently for male and female entrepreneurs,...
Persistent link: https://www.econbiz.de/10014578559
Offering health coverage to informal workers and their families is an ongoing and major challenge in most Sub-Saharan countries. As anchoring insurance to employment contracts is not possible and the demand for insurance is too low to deploy voluntarily sustainable schemes, alternative...
Persistent link: https://www.econbiz.de/10014580144
The inclusion of women into the financial system promotes economic development. However, in Nigeria, women face disproportionate financial exclusion. The main purpose of this study was to examine the role of financial inclusion in women's economic empowerment within the Nigerian context....
Persistent link: https://www.econbiz.de/10014529509
We study the effect of collateral eligibility of corporate loans on the pricing of these loans by banks in Finland. Speciftcally, we investigate whether loans that are pledgeable as collateral for central bank borrowing have lower liquidity premia and thus lower interest rates. For...
Persistent link: https://www.econbiz.de/10014580801