Using information on about 2 million house purchase loans to households, this paper analyses the effects of the financial crisis on this portion of the credit market. From 2008 to 2011 the total number and value of new mortgages decreased sharply. The results show that young households and...

The paper presents the main results of the Eurosystem's Household Finance and Consumption Survey (HFCS) with an emphasis on the data for Italy in the international context. The paper examines households' socio-demographic characteristics, assets and income distribution, participation in real and...

Italian Abstract: La filiera del settore immobiliare contribuisce per oltre un quinto al prodotto interno lordo; la sua rilevanza per il sistema bancario è ancora più elevata: il credito concesso alle imprese del comparto supera il 34 per cento dei finanziamenti al settore privato. La...