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The household credit market after five years of crisis: evidence from the survey on income and wealth
Magri, Silvia; Pico, Raffaella - Banca d'Italia - 2014
Half a decade of crisis has had a substantial impact on the market for credit to Italian households. From 2008 through 2012 the share of indebted households decreased by 4 percentage points, to 23 per cent; among young households it fell by 12 points. The decline involved consumer credit and...
Persistent link: https://www.econbiz.de/10011100365
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The role of financial position on consumer indebted-ness. An empirical analysis in Italy
Cavalletti, Barbara; Lagazio, Corrado; Vandone, Daniela; … - Sezione di Economia e Finanza (DISEFIN), Facoltà di … - 2012
The paper focuses on the consumer credit market in Italy and on the related risk of over-indebtedness. Using survey panel data, we investigate the impact of overindebtedness on consumption behaviour, evaluating in particular if consumer credit is used to cover gaps in income and if this is...
Persistent link: https://www.econbiz.de/10010602241
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Household over-indebtedness: definition and measurement with Italian data
D'Alessio, Giovanni; Iezzi, Stefano - Banca d'Italia - 2013
The last decade has seen significant increases in consumer indebtedness in western countries, causing concern about its economic and social impact. In particular, over-indebtedness is attracting attention from national and international authorities because of its potential effect on both the...
Persistent link: https://www.econbiz.de/10011105123
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Vulnerability to poverty in Italy
Amendola, Nicola; rossi, mariacristina; Vecchi, Giovanni - Volkswirtschaftliche Fakultät, … - 2012
The article empirically analyses the phenomenon of vulnerability to poverty – meant as an individual’s likelihood of … the incidence of vulnerability to poverty at national and regional level. We find that potential poverty concerns an … on the rise: moving from north to south, the risk of becoming poor in the future triples. Vulnerability analysis turns …
Persistent link: https://www.econbiz.de/10011258852
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Vulnerability to Poverty in Italy
Amendola, Nicola; Rossi, Mariacristina; Vecchi, Giovanni - Dipartimento di Scienze Economico-Sociali e … - 2012
The article empirically analyses the phenomenon of vulnerability to poverty – meant as an individual’s likelihood of … the incidence of vulnerability to poverty at national and regional level. We find that potential poverty concerns an … on the rise: moving from north to south, the risk of becoming poor in the future triples. Vulnerability analysis turns …
Persistent link: https://www.econbiz.de/10010548023
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Vulnerability to asset-poverty in Sub-Saharan Africa
Echevin, Damien - Volkswirtschaftliche Fakultät, … - 2011
This paper presents a methodology to measure vulnerability to asset-poverty. Using repeated cross-section data, age …
Persistent link: https://www.econbiz.de/10009403459
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Assessing the Increase of Italian Families Perceived Vulnerability
Gabriele, Stefania; Pollastri, Corrado; Raitano, Michele - In: Rivista di Politica Economica 98 (2008) 5, pp. 293-324
Many scholars recently highlighted the increase of individuals and families vulnerability in OECD countries. In Italy a … are identified; ii) on a macro level, we infer the main determinants of the vulnerability increase, verifying if the …
Persistent link: https://www.econbiz.de/10008553211
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Vulnerability to Poverty in Italy
Amendola, Nicola; Rossi, Mariacristina; Vecchi, Giovanni - Dipartimento di Scienze Economico-Sociali e … - 2012
The article empirically analyses the phenomenon of vulnerability to poverty – meant as an individual’s likelihood of … the incidence of vulnerability to poverty at national and regional level. We find that potential poverty concerns an … on the rise: moving from north to south, the risk of becoming poor in the future triples. Vulnerability analysis turns …
Persistent link: https://www.econbiz.de/10010575641
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Measuring the macroeconomic costs of banking crises
Smith, Andrew - Department of Accounting, Finance and Economics, … - 2012
Persistent link: https://www.econbiz.de/10010797761
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Italian Household Debt after the 2008 Crisis
Magri, Silvia - 2012
After the crisis, from 2008 to 2010 the share of indebted households decreased both owing to a reduction in loan demand and stricter supply conditions. The reduction regarded mortgages and involved low-income households and the self-employed. Recourse to consumer credit remained stable; it...
Persistent link: https://www.econbiz.de/10013097936