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to link over-indebtedness to microcredit addiction using desktop review and a focus group discussion with microfinance … practitioners from Ghana. We find that addiction to microcredit has both supply- and demand-side causes. Some of the supply … in the delivery of their core mandate regarding poverty reduction, clients' addiction to micro-credit will be reduced …
Persistent link: https://www.econbiz.de/10012912218
The preference of microfinance institutions for women borrowers is generally attributed to two reasons: women borrowers …
Persistent link: https://www.econbiz.de/10013034424
This paper measures the over-indebtedness of microborrowers in Ghana. It defines over-indebtedness from a customer-protection perspective, considering borrowers over-indebted if they continuously struggle with repayment and experience unacceptable sacrifices related to their debt. We find that...
Persistent link: https://www.econbiz.de/10010533747
This paper analyses the over-indebtedness of microborrowers in Ghana. It defines over-indebtedness from a customer protection perspective and considers borrowers over-indebted if they continuously struggle with repayment and experience unacceptable sacrifices related to their debt. It finds that...
Persistent link: https://www.econbiz.de/10010547603
In the past, the microfinance industry focused mainly on growth and outreach. Addressing financial exclusion implied a … of their mind. In a second step the chapter reviews the existing empirical research on microfinance over-indebtedness and … examines how prevalent over-indebtedness is in microfinance markets today. It highlights the evidence for over-indebtedness in …
Persistent link: https://www.econbiz.de/10009320345
The microfinance industry has been celebrated both for its social impact on poverty alleviation and for its … profitability. With issues of over-indebtedness emerging among microfinance customers, both achievements are at risk. This paper … microfinance over-indebtedness erroneously oversimplify the reality of microfinance customers. The paper works with theoretical and …
Persistent link: https://www.econbiz.de/10008675430
on the influence of recent changes in the Bolivian microfinance market. In particular, we examine the effects of the …
Persistent link: https://www.econbiz.de/10005628338
Access to microfinance entails a risk of over-indebtedness. A naïve present-biased micro-borrower may roll over debt …
Persistent link: https://www.econbiz.de/10011041563
The paper focuses on women's financial behaviour in their use of higher order financial services in Ghana and South Africa, inviting a gendered and social analysis of deconstructing financial behaviour. Women in South Africa are more likely to use general financial products than in Ghana, though...
Persistent link: https://www.econbiz.de/10011518019
This paper uses a multi-dimensional perspective on social capital to investigate how a microfinance institution can … meetings and interactions between borrowers, group-based microfinance facilitates the development of relational trust and …
Persistent link: https://www.econbiz.de/10012929495