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that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …
Persistent link: https://www.econbiz.de/10011349366
payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm …
Persistent link: https://www.econbiz.de/10011684996
The insurance industry plays an important role for European economic stability and the threats and opportunities it …
Persistent link: https://www.econbiz.de/10011668873
The relevance and the impact of experience in insurance markets are underinvestigated. From Italian farm-level data we … exploratory analysis, allows one to compare how different sources of experience influence the crop insurance decision making … process. We found that direct experience is a catalyst for insurance participation of medium and large farms. The experience …
Persistent link: https://www.econbiz.de/10012907973
farm inputs. Index insurance provides a means for managing risk without the burdens of asymmetric information and high … transaction costs that plague traditional indemnity-based crop insurance programs. Yet many index insurance programs that have … been piloted around the world have met with rather limited success, so the potential for insurance to foster more intensive …
Persistent link: https://www.econbiz.de/10012958928
Farmers may use financial market instruments to hedge price risks. Moreover, various types of insurance products are on … the market to protect against production losses. An insurance that covers losses of both input and output prices was … recently introduced in the USA. We develop this concept further by proposing a prototype of an index-based margin insurance …
Persistent link: https://www.econbiz.de/10011656707
The paper investigates whether, as is often suggested by the literature, diversification towards the non-agricultural sector is considered as a risk- mitigating strategy by rural Pakistani households. This issue has already been addressed but usually as an ex post mechanism, i.e. smoothing...
Persistent link: https://www.econbiz.de/10005696838
Implementation of IT innovations in insurance industry enhances actual business models and creates new ones. E-insurance … refers to creating and providing insurance and connected financial services through digital solutions. In this paper the … impact of IT usage and digitalization on insurance sector in the Republic of Serbia is analysed. The aim of the proposed …
Persistent link: https://www.econbiz.de/10013353059
equity premium and longevity insurance in her retirement portfolio. Even without bequests, she will not fully annuitize …
Persistent link: https://www.econbiz.de/10010958527
equity premium and longevity insurance in her retirement portfolio. Even without bequests, she will not fully annuitize …
Persistent link: https://www.econbiz.de/10010298370