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Bayesian hierarchical models serve as a standard methodology for aggregation and synthesis, used widely in statistics and other disciplines. I use this framework to aggregate the data from seven randomised experiments of expanding access to microcredit, assessing both the general impact of the...
Persistent link: https://www.econbiz.de/10013020777
This study examines the impacts of a large-scale government-led microcredit program on informal risk sharing among poor households in rural China based on a randomized controlled trial. The results show that financial inclusion, on average, reduced households’ borrowing from informal financial...
Persistent link: https://www.econbiz.de/10013224741
We examine how the expansion of the branch network of a microfinance bank between 2006 and 2010 in South-East Europe … the location of each household and match this data with branch location information for the major microfinance bank in the … results suggest that microfinance banks do expand the frontier of finance as compared to ordinary retail banks. …
Persistent link: https://www.econbiz.de/10010686708
This paper evaluates the effectiveness of some of the microfinance lending methodologies using the approach comparing …
Persistent link: https://www.econbiz.de/10011113635
We examine how the geographical proximity to a new microfinance bank branch affects the use of bank accounts by low …. Our results suggest that microfinance banks can promote financial inclusion even in emerging markets which are well served …
Persistent link: https://www.econbiz.de/10010407639
Financial inclusion and financial literacy are receiving increasing attention for their potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. In general, the progress of financial inclusion and financial development in...
Persistent link: https://www.econbiz.de/10011913480
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10011848456
In the microfinance industry the idea of “empowerment” is often valued as a means to encourage female emancipation from …
Persistent link: https://www.econbiz.de/10008752805
Microfinance in general and microcredit programs in particular have attracted much attention among interest groups …
Persistent link: https://www.econbiz.de/10009226876
We empirically analyze the competition between a relationship lender and a transaction lender in the credit business with micro and small entrepreneurs. Drawing on a data set about the customers of the relationship lender ProCredit Ecuador combined with data about all other loans of these...
Persistent link: https://www.econbiz.de/10010301495