This paper uses a variety of structural and non-structural measures (including the Lerner index, Rosse-Panzar H-statistic and Profits-Persistence parameters) to gauge competitive conditions in 11 European banking systems over 1997 to 2008. As in Carbo et al (2009) we find that competition...

We construct the historical development of the term "human resource development" (HRD) within the United Kingdom (UK). We argue that HRD has been introduced and employed extensively by academics but not taken up with such enthusiasm by professionals and governments. We trace the development of...

This paper examines the determinants and convergence of bank profitability in eight European Union member countries, between 1992 and 2007, using a dynamic panel model. There is evidence of persistence of abnormal bank profit from one year to the next. Average profitability was higher in banks...

This paper examines shareholder value drivers in European banking focusing on the efficiency and productivity features of individual banks. In particular, we analyse the value relevance of bank cost efficiency and total factor productivity (TFP) (in all its components, including technological...

This paper documents how computer technology modified retail financial markets in Hong Kong in the period from the 1960s to the early 2000s. The forty years after the deployment of Hong KongÕs first computer in 1965, saw a dramatic change in retail banking technology as Hong Kong moved towards...

Bank securitisation is deemed to have been a major contributing factor to the 2007/08 financial crises via fuelling credit growth accompanied by lower banksÕ credit standards. Yet, prior to the crisis a common view was that securitisation activity makes the financial system more stable as risk...

Current academic and policy prescriptions based on supply-side human capital theory assumptions are inadequate for understanding and adjusting to labour market unpredictability in regional economies like Wales, in the United Kingdom. This paper presents arguments in support of alternative more...

This paper investigates household access to consumer credit in the UK using information on 58,642 households between 2001 and 2009. Employing a treatment effects model and propensity score matching, we find that non-white households are less likely to have financing compared to white households....

The purpose of this paper is to provide clarification of the concepts of academic study leave and the sabbatical, which are somewhat contested in the increasingly complex, managerialist and performative higher education context. A critical review of academic literature is employed to help...

We compare the characteristics of 77 convicted home-grown Islamic terrorists in the UK to a representative sample of 858 UK Muslims. UK Muslims are more likely to be convicted of terrorism if they are better educated and young, which accords with findings from recent research on the behaviour of...