The objective of this study is to examine the determinants of bank liquidity in the Middle East region. It also aims to compare the liquidity levels of banking sectors between Middle Eastern countries. Two different liquidity measures, four bank specific factors and three macroeconomic factors...

The risk that a financial institution will experience a loss because it did not accurately determine the fair value of the financial instruments on its balance sheet is known as Valuation Risk (VR). That risk is sometimes heightened because determining fair value is not always a simple or...

In June 2018, the People’s Bank of China (PBoC) decided to include green financial bonds into the pool of assets eligible as collateral for its Medium Term Lending Facility. The PBoC also gave green financial bonds a “first-among-equals” status. We measure the impact of the policy on the...

Following Miles and Snow’s Business Strategy (BS) topology, we find that banks imposerelatively higher loan spreads for the firms that follow an Innovation-Oriented Business Strategy(IOBS). We further document that IOBS is positively associated with corporate risk measures suchas variances in...

We investigate the relationship between bank complexity and bank risk-taking using German banking data over the period 2005-2017. We find that more complex banking organizations tend to take on more risk, but that this complexity-risk nexus decreases over time. We study how regulatory...

The liquidity crunch in the Indian banking sector made the loans expensive for retail borrowers as well as for corporate houses effecting the industrial production. Amid tight liquidity situation, almost all banks, public as well as private increased their lending rates during the second quarter...

In this paper an attempt has been made to evaluate the performance of scheduled private sector banks headquartered in Thrissur, Kerala. All the banks are fundamentally strong, one bank is relatively superior in respect capital adequacy, asset quality, whereas the others are relatively strong...

The business of banking is the acceptance of deposits and granting of loan. There main source of income is the interest they receive from various loans and advances. A certain margin is maintained between the interest charged and the interest paid. It is evident that the major chunk of revenue...

The literature on the effects of bank market power on access to credit has produced many results that are sometimes contradictory. Yet, this paper draws attention to a problematic aspect of traditional measures of bank market power, which are generally based on unconsolidated data and ignore the...