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level and uncertainty of future prospects affect incentives to abstain from sexual risk taking in the presence of HIV. The … results suggest that, for individuals with limited access to HIV treatment, uncertainty of future health may be an important … expected income and health and future uncertainty are significant determinants of current patterns of sexual risk taking …
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With Keynes (1936), it is part of accepted theory that we have different motives for saving, including the need to secure means for the future. To bridge the gap between motives and observed behaviour, we assume it is necessary to understand how people actually try to achieve their saving goals....
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