This paper looks at the issue of access to home ownership for younger people in OECD countries, from the point of view of changes in mortgage market regulation and control. It sets out the factors determining the demand for and supply of mortgages, particularly for first time buyers and it...

The Foyer movement in the UK developed in the early 1990s as a government sponsored response to inter-related youth problems of homelessness, unemployment and limited training and recreation facilities. In an attempt to 're-enfranchise' large numbers of young people a strategy of providing...

In many developed countries, house prices have been rising rapidly, mortgage debt has been increasing and affordability has worsened. It is in this context that the standard annuity mortgage is increasingly being supplanted by mortgages with non-standard features, such as longer terms or...

The long period of house price growth in markets across the world ended with the US and global financial crisis of 2007/08. The crisis and the consequent recession had profound effects on mortgage market actors - including households, institutions and governments - in most advanced economies,...

The Foyer movement in the UK developed in the early 1990s as a government sponsored response to inter-related youth problems of homelessness, unemployment and limited training and recreation facilities. In an attempt to 're-enfranchise'; large numbers of young people a strategy of providing...