Housing service are enormously subsidized in the Netherlands (e.g. Conijn, 2008). Home-owners are subsidized mainly through mortgage interest deductibility and tax free capital gains over home equity. Renters receive two kinds of subsidies in the Netherlands: first, there is an income dependent...

PurposeThere is increasing debate about how to finance the increasing costs of our ageing societies. Much attention in Europe has recently focussed on the extent to which households would be willing to use home equity conversion products. The question to which extent home equity can contribute...

The value gap between rented houses and owner_occupied houses is well known in the literature. It is identified as a factor that may give rise to a gentrification process (Hamnett & Randolph, 1988). The increase of the owner_occupied sector at the expense of the rented sector is also partly...

Purpose – This paper aims to present a model that analyses the value gap, the difference between vacant possession value and tenanted investment value, for the houses of Dutch housing associations. The paper also aims to explore why the value gap is a structural phenomenon in The Netherlands...

The Dutch social housing sector is relatively large, with a share of 35% of the total housing stock. Dutch housing associations have been financially independent since the middle of the nineteen-nineties. They now have to balance their role as property investors on the one hand, which means...

ERES:conference

This paper is the first part of a dissertation with various topics on the Dutch housing market. Future research is likely to include studies into price formation and development, and consumer behavior in the housing market. Conijn (2006) claims that the Dutch housing market is strongly...

ERES:conference

Among international urban scholars and professionals, the City of Amsterdam is often characterized as a competitive global city with a high degree of social justice (Fainstein, 2010). The Dutch housing market is characterized by a high degree of government intervention. Housing policy in the...

House prices have risen steeply globally during the late 1990ís and early 2000ís and, since the global financial crisis, decreased again. Meanwhile, household debt has increased to unprecedented heights in many countries. Increased leverage combined with decreasing property prices results in...