exposes banks to stricter market discipline, then decreases the risk-taking behaviors of bank management compared with non …-payers, consistent with the Dividend-Stability Channel. However, among banks that pay dividends, excessive dividends makes them riskier …

-15 period focusing on the time of a loan application and its granting. First, when VIX is low (proxying for good times) banks …: (i) banks with less capital (proxying for moral hazard problems between bank owners and taxpayers/debtholders); (ii) non …-listed banks (proxying for moral hazard problems between bank management and shareholders); (iii) loans to firms in geographical …

whether banks are sufficiently resilient to stress effects, which can arise if the economy suffers an unexpected downturn, for … example. This might coincide with system-wide deleveraging if banks are insufficiently resilient. Systemwide deleveraging, in … take multiple first-round scenarios into account. The sequence comprises (i) the loss-absorbing capacity of banks in the …

whether banks are sufficiently resilient to stress effects, which can arise if the economy suffers an unexpected downturn, for … example. This might coincide with system-wide deleveraging if banks are insufficiently resilient. Systemwide deleveraging, in … take multiple first-round scenarios into account. The sequence comprises (i) the loss-absorbing capacity of banks in the …

opportunity to Greek banks to take a deep breath and get rid of a very large volume of non-performing loans from their balance … sheets, and secondly, the vital role of strategy nowadays in both the survival and growth of banks. …

dollar credit supply to non-US firms (relative to banks), mitigating the dollar credit reduction. This increase is stronger … funding, relative to banks. In sum, despite increased risk-taking by less regulated and more fragile nonbanks (relative to … banks), access to nonbank credit reduces the volatility in capital flows-and associated economic activity-stemming from US …

restricted to commercial banks. The authors did not examine investment banks or microfinance banks in this study. Also, not … banks will likely keep fewer provisions or engage in under-provisioning when they face intense competition, and this can … effect of concentration and competition on income smoothing among CEE banks. …

Under Basel III rules, banks become subject to a liquidity coverage ratio (LCR) from 2015 onwards, to promote short …-term resilience. We investigate the effects of such liquidity regulation on bank liquid assets and liabilities. Results indicate co …-integration of liquid assets and liabilities, to maintain a minimum short-term liquidity buffer. Still, microprudential regulation …

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …

The determinants of default risk of banks in emerging economies have so far received inadequate attention in the … the economy. Public sector banks have shown significant performance in containing bad debts. Private banks have continued … banks, apart from other accepted determinants of profitability, asset size has no significant impact on profitability. …