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In the course of ordinary business, commercial banks frequently encounter entrepreneurs seeking loans for the purpose … relationship between banks and possible optimistic entrepreneurs. We examine this capital market from the stand-point of economic … obtain good rates on future loans. But contrary to the conventional wisdom, competition may lead banks to be insufficiently …
Persistent link: https://www.econbiz.de/10005791403
We investigate the nature of monitoring by stake holders using data on Japanese manufacturing firms. Shareholders and bank-centred corporate groups monitor firms by reducing activities with scope for managerial moral hazard such as advertising, R&D and entertainment expenses. Monitoring of this...
Persistent link: https://www.econbiz.de/10005791872
profitable relationships with customers. Banks' relationship‐building strategies fall into two categories: full‐blown multi …/methodology/approach – Innovative loyalty programs launched by various banks are used as examples to show how individual banks are customizing their … reveals that, far from a magic bullet approach, banks are customizing their relationship‐building strategies to create value …
Persistent link: https://www.econbiz.de/10014848585
Purpose – The purpose of this paper is to investigate innovation resistance among mature consumers in the mobile banking context. The reasons inhibiting mature consumers' mobile banking adoption were compared to those of younger consumers. Design/methodology/approach – Following Ram and...
Persistent link: https://www.econbiz.de/10014848627
Purpose – This paper aims to investigate what drives the decision of small non-food store retailers to develop a relationship with the bank financing them. The analysis addresses the banking industry and quantifies the extent to which a decision to develop a relationship is influenced by...
Persistent link: https://www.econbiz.de/10014844066
1993‐2007) data from Banks and Housing Finance Cos (HFCs) in India, this paper attempts to find out the crucial factors … data from banks and HFCs. The empirical results obtained in this paper are useful to regulators, policy makers, market …
Persistent link: https://www.econbiz.de/10014863307
rate. Design/methodology/approach – Given the controversial debate on whether central banks should target asset prices for …
Persistent link: https://www.econbiz.de/10014863318
. Design/methodology/approach – The sample comprises a total of 101 banks (five state‐owned banks, 12 joint‐stock commercial … banks and 84 city commercial banks). The period under consideration extends from 2003‐2009. The two step generalized methods …/implications – Further research can be conducted by investigating the profitability of numerous branches of all national banks and its …
Persistent link: https://www.econbiz.de/10014863347
this study clearly indicate that competitive behaviour of banks may be explained by factors other than the number of banks …/value – Despite substantial studies performed to examine the impact of consolidation on banks' competitive behaviour, these studies …
Persistent link: https://www.econbiz.de/10014863370
According to the New Monetary Economics (NME), the introduction of on‐tangible payments media would altogether invalidate current monetary economics. After an illustration of the main tenets of the NME, critically analyses its rejection of both the quantity theory and liquidity preference on...
Persistent link: https://www.econbiz.de/10014863443