This paper examines the history of St. Louis, Missouri in coping with flood risk over the past 15 years, with a focus … on flood insurance. Six challenges to the continued management of riverine flood risk are identified and discussed. They … are (1) many property owners don’t buy flood insurance, (2) people underestimate flood risk, (3) we need better flood maps …

from their stock (and bond) prices would take less risk than non-publicly traded banks because counterparties, borrowers …, and regulators could react to adverse public market signals against publicly traded banks. In comparing the credit risk …, earnings risk, capitalization, and failure risk between publicly traded and non-publicly traded banks, the evidence in this …

example, the 1997 Market Risk Amendment (MRA) formally incorporates banks' internal, value-at-risk models into regulatory … as by the IIF (1998) and ISDA (1998), argue that credit risk models should also be used to determine risk … forecasts available due to the long planning horizons typical of credit risk models. Using a panel data approach, we propose …