diversity on boards and gender diversity among borrowers on nonperforming loans (NPLs) during the period 2010-2018. The results … show that microfinance institutions with a higher proportion of female borrowers have fewer NPLs than otherwise similar … microfinance institutions with a lower proportion of female borrowers. Regarding female board members, the results show no …

default. Moreover such programs unambiguously decrease the expected utility of both borrowers and lenders. On the other hand … borrowers. Finally, with proportional repayments there is no effect on credit rationing or expected utility of agents. …

to extend to the borrowers a special opportunity to prepay all or part of the mortgages. The purpose of this paper is to … borrowers in the lowest brackets that would find buy‐outs most attractive. The lack of lenders with high marginal tax rates and … the lack of wealth by borrowers with low marginal rates suggests why such buy‐out programs have not been popular in recent …

borrowers as the secondary proposition. The study was motivated by the high level of foreclosures for non-payment of mortgages …

complex challenge. Few of researchers took attempt to define and measure over-indebtedness among microfinance borrowers. Among … measurement process of over-indebtedness are not unique. Maurer and Pytkowska showed that by taking microcredit, 17% borrowers are … over-indebted and 11% borrowers are at risk of becoming over-indebted in Bosnia and Herzegovina. Spannuth & Pytkowska …

and borrowers improves the efficiency of credit allocation. In-group preferential treatment is identified using dyadic … data on the religion and caste of bank officers and borrowers from a bank in India, and a rotation policy that induces … exogenous matching between officers and borrowers. Cultural proximity increases lending on both intensive and extensive margins …

microcredits programme AVANZAR. A nonexperimental study has been carried out, comparing 101 borrower’s records over time. Results … borrowers. …