Fisman, Raymond; Paravisini, Daniel; Vig, Vikrant - eSocialSciences - 2012
and borrowers improves the efficiency of credit allocation. In-group preferential treatment is identified using dyadic … data on the religion and caste of bank officers and borrowers from a bank in India, and a rotation policy that induces … exogenous matching between officers and borrowers. Cultural proximity increases lending on both intensive and extensive margins …