buffers on the profitability and risk behavior of Indonesian commercial banks from 2010 to 2020. The findings reveal that …-taking and prudent risk management to achieve optimal profitability. It underscores the need for banks to prioritize robust risk … on equity. The study emphasizes the importance of managing risk effectively, striking a delicate balance between risk …

of bank risk and returns to the pandemic. Design/methodology/approach - The author employs weighted least squares (WLS … riskiness in response to the pandemic, although there was not much impact on profitability. Additionally, the author categorizes … unaddressed area of research. By focusing on a large sample of banks across countries with both Islamic and conventional banking …

Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and … recent financial crisis suggests that aggressive diversification strategies may have resulted in increased risk taking and …

guarantees could also amplify a moral hazard problem that induces large banks to take excessive risk. If such risk is mispriced … diversification index to account for complexity, we find robust evidence consistent with mispricing among the most diversified large …

increase prevails through a second channel: an increase in risk shifting. (3) Risk shifting decreases with the diversification …We present a model where bank assets are a portfolio of risky debt claims and analyze stockholders' risk … increases, risk shifting by borrowers increases, even if their leverage is unchanged (zombie lending). (2) While the literature …

Diversification through pooling and tranching securities was supposed to mitigate creditor runs in financial … institutions by reducing their credit risk, yet many financial institutions holding diversified portfolios experienced creditor … liquidity after an adverse shock and increases the probability of a panic run by creditors. We show that diversification, while …

Developments in risk-transfer instruments and risk management techniques in the last two decades have fundamentally … profitability matters for the asset-liability dependency but not in the same way for all three sectors. Asset-liability dependency …

This paper studies the impact of cyclical systemic risk on future bank profitability for a large representative panel … reductions in bank capital, our method can be used to quantify the level of “Bank capital-at-risk” for a given banking system … risk predict large drops in the average bank-level return on assets (ROA) with a lead time of 3-5 years. Based on quantile …

sector, their extent and progress within last five years, and their effects on risk and profitability are evaluated. Recent … profitability, new improvements in risk management prove that more importance should/will be attributed to the off-balance sheet … faaliyetlerinin büyüklüğü ve gelişimi, bankacılık sektöründe 2006-2011 yılları arasındaki gelişmeler ile risk ve karlılık açısından …