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in the world. Using a difference-in-differences design, we show that Kosi floods reduced men's age at marriage by almost … a year and women's age at marriage by over three months. Kosi floods also decreased secondary school completion rate of … response to adverse income shocks. The impact of Kosi floods is more pronounced among Hindus (for whom dowry is the traditional …
Persistent link: https://www.econbiz.de/10012829101
-attributed flood impacts. Here, we use climate change attribution science paired with hydrological flood models to estimate climate … change-attributed flood depths and damages during Hurricane Harvey in Harris County, Texas. We then combine this information …
Persistent link: https://www.econbiz.de/10012668885
-2017, we estimate the price effects of three flood risk signals: 1) the Biggert-Waters Flood Insurance Reform Act, which …
Persistent link: https://www.econbiz.de/10012257846
critical insights into asset the exposure of, and direct and indirect impacts on, urban and rural entities. The flood impact … devastation and distress caused. It also highlights the heterogeneity of flood impacts and the potential to push the poor into a …
Persistent link: https://www.econbiz.de/10012137551
survey data from German homeowners, we analyze charity hazard for different flood precaution strategies, namely insurance … uptake and non-financial protection measures, and different flood risk areas. Our results indicate a substantial charity … hazard in the insurance market for individuals residing in flood-prone areas. In contrast, we find a positive correlation …
Persistent link: https://www.econbiz.de/10011762090
survey data from German homeowners, we analyze charity hazard for different flood precaution strategies and different flood …
Persistent link: https://www.econbiz.de/10011782550
on their loans than non-disaster firms. Floods reduce securitised credit in the local markets, suggesting that physical … deterioration of loan performance in the aftermath of flood episodes, however. Firms in flooded counties are more likely to default …
Persistent link: https://www.econbiz.de/10014465205
impact of currently uninsured floods in the EU. It also assesses the potential reduction in economic losses by increasing the … minimum level of flood insurance penetration, and the resulting increment in total premiums required to achieve this objective …. First, the paper estimates the share of premiums associated with insured floods events over total premiums. Then, it …
Persistent link: https://www.econbiz.de/10014465253
Using unique nationwide property-level mortgage, flood risk, and flood map data, we analyze whether lenders respond to … flood risk that is not captured in FEMA flood maps. We find that lenders are less willing to originate mortgages and charge … higher rates for lower LTV loans that face "un-mapped" flood risk. This effect is weaker for high income applicants, as well …
Persistent link: https://www.econbiz.de/10014532009
We present a theory of the demand for flood insurance and empirically analyze the effects of the adoption of Risk … the flood zone and its periphery. The reform had highly heterogeneous effects on insurance costs and triggered adjustments … in coverage and deductibles. On average, RR2 increased costs for renewers outside of the flood zone but lowered them for …
Persistent link: https://www.econbiz.de/10014535316