sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in … than for non-contagious diseases. Lastly, using Google Flu data and the staggered implementation of US sick leave reforms …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in … than for non-contagious diseases. Lastly, using Google Flu data and the staggered implementation of US sick leave reforms …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in … than for non-contagious diseases. Lastly, using Google Flu data and the staggered implementation of US sick leave reforms …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in … than for noncontagious diseases. Lastly, using Google Flu data and the staggered implementation of U.S. sick leave reforms …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …This paper proposes a test for the existence and degree of contagious presenteeism and negative externalities in … than for noncontagious diseases. Lastly, using Google Flu data and the staggered implementation of U.S. sick leave reforms …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …. Then we derive testable conditions for reduced shirking, increased presenteeism, and the level of overall moral hazard when …This paper proposes a test for the existence and the degree of contagious presenteeism and negative externalities in …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …. Then we derive testable conditions for reduced shirking, increased presenteeism, and the level of overall moral hazard when …This paper proposes a test for the existence and the degree of contagious presenteeism and negative externalities in …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …. Then we derive testable conditions for reduced shirking, increased presenteeism, and the level of overall moral hazard when …This paper proposes a test for the existence and the degree of contagious presenteeism and negative externalities in …

sickness insurance schemes. First, we theoretically decompose moral hazard into shirking and contagious presenteeism behavior …. Then we derive testable conditions for reduced shirking, increased presenteeism, and the level of overall moral hazard when …This paper proposes a test for the existence and the degree of contagious presenteeism and negative externalities in …