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individual claims data from a large Swiss insurance company to estimate the response in health care demand to the discrete price … type framework based on daily data to estimate the change in health care demand right before and right after the turn of … the year. We find that for individuals with high deductibles health care demand drops by 27%, which translates into an …
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We investigate how, in temporary economic hardship, agents change their consumption of health services, and how this depends on whether the service is universally free-of-charge visits to GP's or privately co-financed dental care. We find that own expenditures for dental care decrease. The...
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