Traditional credit risk models adopt the linear correlation as a measure of dependence and assume that credit losses are normally-distributed. However some studies have shown that credit losses are seldom normal and the linear correlation does not give accurate assessment for asymmetric data....

The evolution in Information Communication Technologies, the changes in the labour market requirements together with the needs and expectation of students who arrive in higher education institutions, are forcing education to adapt. Students do not learn all at the same pace nor have all the same...

Teaching Requirements Engineering and, in particular modelling and specification requirements, at the higher education institutions is an “arduous” task according to the literature. In this way, it is proposed an approach that aims to contribute for filling this gap. So, in the context of a...