The paper analyzes the impact of major policy changes on banking structure, performance and competition, using bank …

examines the effect of banking sector reforms on bank interest rate spread in Ghana over the period 2008-2020, using an … unbalanced panel-data dynamic-equation regression model. The findings reveal that bank size, profitability, gross domestic … product, and inflation rate significantly influence Ghana's bank interest rate spread. Results also suggest that these factors …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …