use a unique sample of SMEs and propose a novel and more accurate predictor of SME default, the Omega Score, developed by …SME default prediction is a long-standing issue in the finance and management literature. Proper estimates of the SME …- and employee-related variables into SME prediction models can improve their predictive power. To test our hypotheses, we …

use a unique sample of SMEs and propose a novel and more accurate predictor of SME default, the Omega Score, developed by …SME default prediction is a long-standing issue in the finance and management literature. Proper estimates of the SME …- and employee-related variables into SME prediction models can improve their predictive power. To test our hypotheses, we …

probability for unaudited and audited small-to-medium enterprises (SMEs) under stressed conditions in Zimbabwe. For effectiveness … purposes, we use two separate datasets for unaudited and audited SMEs from an anonymous Zimbabwean commercial bank. The results … of the paper indicate that the determinants of default probability for unaudited and audited SMEs are not identical …