We analyze theoretically how financial synergies among bank affiliates affect banks' choice of organizational structure … analysis has implications for current proposals to “ring-fence” bank-affiliates in different countries and affiliates within …

likelihood of bank distress makes banks reduce their on-balance sheet interest rate exposure and simultaneously intensify their …

particular, we ask whether bank-dependent firms suffer greater rollover risk than otherwise similar firms that do not rely on … bank financing (i.e., firms that depend on publicly traded debt). Empirical evidence strongly supports the rollover risk … examine if the rollover risk effect is higher for firms that depend on bank financing, compared with firms without this …

.3% increase in default rates. We present evidence revealing the extent to which bank financing dependence affects the influence of … rollover risk on default risk. Firms that depend on bank financing suffer the strongest rollover risk, especially during crisis …

In this study, we test the predictive power of several alternative measures of bank capital adequacy in identifying U ….S. bank failures during the recent crisis period. We find that an unconventional ratio — the non-performing asset coverage … ratios in at least five aspects: (i) it aligns capital and credit risks — the two primary risks of bank failures — in one …

drivers that are truly relevant for assessing the bank's capital adequacy, allowing for outputs that can be expressed and …

heterogeneity of banking risk determinants. I examine the implications of bank leverage that manifest itself as spreading and …