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Credit Unions are different from banks. They have a different legal structure and a different purpose. Measuring their performance should be done in a way that fully considers their structure and purpose. This research focuses on the common misunderstandings of CUs. The literature review reveals...
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This paper examines the relationship between size and scale economies of cooperative banks in Japan (namely Shinkin and credit cooperatives). We use the translog cost-function methodology and intermediation approach coupled with a large set of both cross-sectional and panel data over the period...
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U.S. credit unions serve 93 million members, hold 10 percent of U.S. savings deposits, and make 13.2 percent of all non-revolving consumer loans. Since 1985, the share of U.S. depository institution assets held by credit unions has nearly doubled, and the average (inflation-adjusted) size of...
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