Hossain, Monzur; Yoshino, Naoyuki; Tsubota, Kenmei - 2023
A sustainable financing strategy for SMEs should aim to enhance a low-cost collateral-free supply of loans to SMEs with … borrowing constraints of SMEs. First, it suggests an institutional mechanism involving the government, banks, and SMEs. Under … borrower SMEs could reduce, on the one hand, the fund constraint of banks and, on the other hand, the asymmetry of information …