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Some states have implemented community rating regulations to limit the extent to which premiums in the individual health insurance market can vary with a person?s health status. Community rating and guaranteed issues laws were passed with hopes of increasing access to affordable insurance for...
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The dynamics of the increase in illnesses, including oncological diseases, causes a different view on the scope of insurance protection offered by insurance companies. The way to limit the risks inherent in life insurance should not just be to add inclusions to offers. It is possible for...
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When an individual’s health status is observable, but evolving over time, the key to maintaining a successful health insurance arrangement is to have the healthier members of the group cross-subsidize those who experience adverse health outcomes. We argue that impediments to worker mobility...
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government should tax soda or junk food to internalize the disproportionately high health care costs of obesity. Part II also …This Article constructively critiques the two arguments that public health advocates have made in support of anti-obesity … government should adopt anti-obesity measures to improve population-wide health. This Part considers the appropriate scope of …
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