The financial crisis has brought to the fore concerns regarding small- and medium-sized enterprises' (SMEs) capacity to … access traditional bank lending. Using European firm-level data on SME access to finance since the onset of the financial … crisis, we find that bank-lending constrained SMEs are significantly more likely to avail of alternative forms of external …

Access to external finance is a key challenge for the creation, survival and growth of SMEs. This article delves into … credit for entrepreneurs in rural areas when they faced bank credit constraints. Considering SEs in Galicia (Spain), a … of 2008-2012. There’s evidence of firms in rural areas facing a differential negative flow of bank credit during the …