insurance plan that provided free health care to a non-linear, high deductible plan. The switch caused a spending reduction …) consumer price shopping (ii) quantity reductions and (iii) quantity substitutions, finding that spending reductions are … entirely due to outright reductions in quantity. We find no evidence of consumers learning to price shop after two years in …

insurance plan that provided free health care to a non-linear, high deductible plan. The switch caused a spending reduction …) consumer price shopping (ii) quantity reductions and (iii) quantity substitutions, finding that spending reductions are … entirely due to outright reductions in quantity. We find no evidence of consumers learning to price shop after two years in …

from public sources and patient drug use data from two Swiss health insurers, we analyze the price and demand response of …, our results indicate that the policy's effectiveness is based on the interaction between price-sensitive demand and profit …Health care markets often lack a market force because the presence of health insurance undermines price signals …