This paper analyses the relationship between dispositional optimism and stock investments. Data are drawn from the second wave of the Survey of Health, Ageing and Retirement in Europe. Dispositional optimism is found to be a relevant predictor of the ownership of stocks as well as of the share...

The article presents households' motivations for saving, including – in particular – saving for retirement. It defines the notion of goals with reference to a more frequently described notion of motives. On the basis of the authors’ own empirical research results, the relationship between...

Experimental research done by behavioural economist points out human behavioural “heuristics and biases”, that often result in less than optimal individual economic decisions. These experiments cover a wide range of economic subjects, but one that we found most important to our society is...

Access to basic financial services, though, enables destitute and vulnerable individuals in society to promote prosperity, a significant section of rural population is still unbanked in India. Unveiling various small saving schemes, the Indian Government has accelerated the financial inclusion,...

The purpose of the paper is to highlight that funeral costs matter in households' decisions. In particular they do matter in the understanding of the impact of HIV/AIDS on households' wealth in developing countries. Nevertheless the magnitude of the implications on households through the channel...

I förestående undersökning görs ett upprepat tvärsnitt av de svenska hushållens finansiella beteenden (1993 - 1999). Förutom nödvändigheten att följa segmentutvecklingen över tiden, syftar studien också att närmare undersöka hushållens mål för sitt sparande och sin...

This study identifies factors that influence the saving behaviour of salaried individuals in Thailand. The results of the univariate and multivariate analyses show that income, age, marital status, number of children and educational level have a positive influence on the individuals' average...