In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

new measure of digital financial inclusion to examine the impact of digital financial inclusion and bank competition on … effect of bank competition (HHI) on bank stability in line with the competition-fragility view. Policymakers should ensure … ways of enhancing bank competition which reduces non-performing loans and bank insolvency. On practical implications, the …