Altersvorsorge geschaffen. Die ohnehin bereits heterogene Struktur der betrieblichen Altersvorsorge wurde im Rahmen der Reform im …

savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with …

's preferences. Thus, households heighten self-insurance by increasing precautionary savings for smoothing consumption and, in turn …, this higher level of savings tends to reduce wealth inequality. Also, regardless of income, women's preferences increase …

-only loans do not fully use the lower instalments to increase their savings or to amortise more expensive debt. This is in … type in Denmark, and the largest difference is found for those families who have the lowest savings propensity, and those …

This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German Socio-economic Panel data it is shown that, although immigrants have lower levels of savings and are … less likely to have regular savings than natives, the gap is significantly narrowed once we take loan repayments and …

savings and remittances for immigrants after the easing of citizenship requirements, compared to the pre-reform period. Our …This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German dataset, we exploit a natural experiment arising from a change in the nationality law in Germany to …

expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …

experiments show that the numerical effect on the savings rate of age structure changes is substantial when the indirect effects …

, first, that even though financial sector development does not Granger-cause savings mobilization in Ghana, it induces … poverty reduction; and second, that savings do Granger-cause poverty reduction in Ghana. Also, the effect of financial sector … have not adequately channelled savings to the pro-poor sectors of the economy because of government deficit financing, high …

The aim of this paper is to analyze the cause and effect relationship between economic growth and savings in advanced … the existence of one-way casual relationship between gross domestic savings and gross domestic product in the case of … relationship between gross domestic product and gross domestic savings both in developed economies and developing and transition …