savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with …

's preferences. Thus, households heighten self-insurance by increasing precautionary savings for smoothing consumption and, in turn …, this higher level of savings tends to reduce wealth inequality. Also, regardless of income, women's preferences increase …

current macroeconomic environment in the aftermath of the financial and economic crisis of 2008, even if an alleged “savings … the traditional German values of precaution, provision and savings—the Sparkultur, which has for more than 200 years been …

savings as well as a crisis-induced reduction in investment. Finishing the balance sheet recession can lead to a higher … this, structural reforms, which dampen the effects of demography on savings and on the natural real interest rate, are …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tighening of …

savings and remittances for immigrants after the easing of citizenship requirements, compared to the pre-reform period. Our …This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German dataset, we exploit a natural experiment arising from a change in the nationality law in Germany to …

expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …

experiments show that the numerical effect on the savings rate of age structure changes is substantial when the indirect effects …

, first, that even though financial sector development does not Granger-cause savings mobilization in Ghana, it induces … poverty reduction; and second, that savings do Granger-cause poverty reduction in Ghana. Also, the effect of financial sector … have not adequately channelled savings to the pro-poor sectors of the economy because of government deficit financing, high …