Showing 41 - 50 of 69,442
-only loans do not fully use the lower instalments to increase their savings or to amortise more expensive debt. This is in … type in Denmark, and the largest difference is found for those families who have the lowest savings propensity, and those …
Persistent link: https://www.econbiz.de/10011326099
savings. Is saving behaviour in EU-accession countries now driven by the same forces as it is in market economies? We use a …
Persistent link: https://www.econbiz.de/10011436998
Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...
Persistent link: https://www.econbiz.de/10010402537
In this paper we analyze a mechanism that is particularly relevant to the workings of the Great Recession: we explain how easier home financing and higher homeownership rates increase unemployment rates. To this purpose we build a model of job search with liquid wealth accumulation and...
Persistent link: https://www.econbiz.de/10010222189
's preferences. Thus, households heighten self-insurance by increasing precautionary savings for smoothing consumption and, in turn …, this higher level of savings tends to reduce wealth inequality. Also, regardless of income, women's preferences increase …
Persistent link: https://www.econbiz.de/10012167330
provides elderly assistance and is a source of savings for long-term investment. The pension systems in SSA, however, are …
Persistent link: https://www.econbiz.de/10013349380
This paper examines the national savings behaviour in the process of economic growth through a comparative analysis of … considerable differences in the savings behaviour among countries and over time within individual countries, notwithstanding the … 'model saver' image based on the average savings rate. The empirical analysis distinguishes between private and government …
Persistent link: https://www.econbiz.de/10013479526
remittances to savings. On average, an increase in inward remittances by 1% leads to about 0.10% increase in savings ceteris … case. Quite outstanding here is the observation of the detrimental role of remittances on savings in the long-run once … direct investment (FDI), and foreign aid were found to be important moderators of the remittances-savings linkage. For the …
Persistent link: https://www.econbiz.de/10013407069
savings and insurance valuation. The estimated marginal utility differences imply a significant increase in the incentives to …Marginal utility of financial resources when needing long-term care, and the related incentives for precautionary … savings and insurance, may vary significantly by whether one receives care at home or in a nursing home. In this paper, we …
Persistent link: https://www.econbiz.de/10014292102
to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure …
Persistent link: https://www.econbiz.de/10012213993