problems aimed at promoting voluntary savings for old age (retirement). The different mechanisms and/or tools described have … been designed to promote this type of savings, especially among independent and low-income workers. Therefore, the results …

The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates … between saving patterns and pension wealth. This paper investigates the effect of the private pension contributions on savings … distribution. According to the results, the savings rate is negatively associated with private pensions at all quantile levels. The …

savings and insurance valuation. The estimated marginal utility differences imply a significant increase in the incentives to …Marginal utility of financial resources when needing long-term care, and the related incentives for precautionary … savings and insurance, may vary significantly by whether one receives care at home or in a nursing home. In this paper, we …

remittances to savings. On average, an increase in inward remittances by 1% leads to about 0.10% increase in savings ceteris … case. Quite outstanding here is the observation of the detrimental role of remittances on savings in the long-run once … direct investment (FDI), and foreign aid were found to be important moderators of the remittances-savings linkage. For the …

bank accounts instead of cash. We investigate the effects on savings behavior and downstream outcomes such as assets and … trust. We find, on average, no significant impact on overall savings or downstream outcomes. However, among individuals with … nonpositive balances prior to the offering, we observe an increase in balances in savings accounts and in the transactional …

to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure …

savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with …

's preferences. Thus, households heighten self-insurance by increasing precautionary savings for smoothing consumption and, in turn …, this higher level of savings tends to reduce wealth inequality. Also, regardless of income, women's preferences increase …