Robinson, Peter John; Botzen, W.J.W; Kunreuther, Howard; … - 2022
,187 homeowners, half of whom are in the Netherlands, where flood insurance penetration rates are low and recent flooding caused minor … among homeowners with little to no flood-related experience: in the Netherlands defaults increase the likelihood of insuring …-probability/high-impact risks, like floods, and whether past flood insurance purchases and flooding experience moderate the effect of defaults. Our …