This paper explores the impact of contactless payment on consumers' demand for cash at an early stage of diffusion. The specific devices that are investigated are debit and credit cards, in which the feature is embedded. A novel balanced panel dataset drawn from representative surveys on...

This paper explores the impact of contactless payment on consumers' demand for cash at an early stage of diffusion. The specific devices that are investigated are debit and credit cards, in which the feature is embedded. A novel balanced panel dataset drawn from representative surveys on...

This study examines the spatial distribution of cash machines (ATMs) and bank branches in Switzerland. We estimate actual travel distances and times to the closest cash withdrawal point based on the Swiss road network. We find that Swiss residents overall have easy access to cash: They live...

Diese Dissertation untersucht den Einfluss von Innovationen im Zahlungsverkehr wie kontaktloses und mobiles Bezahlen auf das individuelle Zahlungsverhalten. Sie beinhaltet drei empirische Untersuchungen im Bereich der Zahlungsökonomie, welche die Lücke in diesem relativ neuen Forschungsfeld...

Cash is the most used means of payment in Switzerland in the November 2022 survey, ahead of debit and credit cards, and has thus stopped the downward trend of recent years, which was ac-celerated by the pandemic. Measured by the share of turnover, the credit card ranks first among the means of...

The debit card remains the most-used payment method in Switzerland in the first half of 2022, both in terms of frequency of use and turnover. The use of cash is stabilising in second place: in the face-to-face business, every third payment continues to be settled with cash - mostly the smaller...

This paper estimates the effect of contactless payment on the spending ratio in terms of transactions for different transaction types at the point-of-sale. The specific devices that are investigated are debit and credit cards, to which the feature is embedded. Data is drawn from a national...