government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …

This paper studies how mortgage borrowers and house prices react to a tightening of mortgage limits following a policy … leverage (LTV) of the mortgage. Using a difference-in-difference methodology, I find that groups of (poorer) borrowers, who …-to-value threshold, responded primarily by reducing the LTV of the mortgage. Borrowers who purchase cheaper houses could be buying …

We identify the causal effect of house prices on mortgage demand and supply in Switzerland by exploiting exogenous … shocks to immigration and thereby to house prices. Detailed micro data allow us to observe multiple offers for each mortgage … request. We find a 1% increase in house prices to raise the requested mortgage amount by 0.52%. Due to positive feedback …

Bundesgesetzes und seine Auswirkungen auf den Markt für Hypotheken und Wohneigentum seit den späten 1990er Jahren. Infolge des CRA … Kreditwürdigkeit, eine Hypothek aufzunehmen - in der Folge kam es zu vermehrten Zahlungsausfällen. Der CRA hat also zum Boom …

Bundesgesetzes und seine Auswirkungen auf den Markt für Hypotheken und Wohneigentum seit den späten 1990er Jahren. Infolge des CRA … Kreditwürdigkeit, eine Hypothek aufzunehmen – in der Folge kam es zu vermehrten Zahlungsausfällen. Der CRA hat also zum Boom …

, mortgage credit constraints and a price-to-price feedback loop affects house price volatility. Considering 247 Metropolitan …

, mortgage credit constraints and a price-to-price feedback loop affects house price volatility. Considering 247 Metropolitan …

We construct a new measure of mortgage credit availability that describes the maximum amount obtainable by a borrower … of given characteristics. We estimate this "loan frontier" using mortgage originations data from 2001 to 2014 and show … that it reflects a binding borrowing constraint. Our estimates reveal that the expansion of mortgage credit during the …

-lived effect of credit supply on house prices. We then exploit the segmentation of the conventional mortgage market from program … uncover a net increase in credit for all other residential mortgage applicants that aligns closely with the evolution of house …

, we document the association between house prices and homeownership at age thirty. We then use synthetic cohort methods to …