. Filing under Chapter 13 stops lenders from foreclosing and gives debtors extra time to repay mortgage arrears, but does not …

reduce debtors' mortgage payments, i.e., introducing quot;cram-downquot; of mortgages in Chapter 13. lt;brgt; lt;brgt;We find … that 96% of Chapter 13 filers are homeowners and 79% of filers repay mortgage debt in their repayment plans; while just 9 …

The subprime mortgage crisis that helped to bring on the Great Recession resulted in the decimation of housing … the rampant racialized and geographic mortgage discrimination that took place in these communities in the run-up to the … because the Code's “anti-modification” provision limits a distressed homeowner from modifying the terms of a mortgage on her …