provided more efficiently through other forms of social or private insurance. In theory, a negligence rule creates incentives … for efficient care, hence there should be no negligence, no claims and no demand for liability insurance. In practice, the … malpractice insurance market. Analyses of actual and proposed reforms address tort reform, no fault, enterprise liability and …

-bearing and insurance, for the liability system acts as an implicit insurer for accident victims and it imposes risk on potential …' liability insurance are taken into account. The third general aspect of accident liability is its administrative expense …This is a survey of legal liability for accidents. Three general aspects of accident liability are addressed. The first …

The theory of insurance is considered here when an insured individual may be able to sue another party for the losses … coverage. Insurance policies reflect this possibility through so-called subrogation provisions that give insurers the right to … that the insured suffered — and thus when an insured has a potential source of compensation in addition to insurance …

obligations of insurance intermediaries and a liability rule to sanction violations. In order to interpret and substantiate the …How should intermediaries influence the insurance demand decision? The answer must refer to the interdependence of … and by considering individuals' situation and economic circumstances. The economic theory provides determinants that are …