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Financial literacy and self-control in FinTech : evidence from a field experiment on online consumer borrowing
Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong - 2020
We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, a self-control training program, or a zero-touch control group....
Persistent link: https://www.econbiz.de/10012181488
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Systemic Risk of the Consumer Credit Network across Financial Institutions
Kim, Hyun Hak - 2019
We investigate a network of financial institutions in Korea using the Korea Consumer Credit Panel (KCCP). The main … contribution of this paper is that we construct the network of financial institution from the consumer credit level. We assume each … banking institutions and credit card firms due to convenience in making small-amount loans with credit cards. However, when we …
Persistent link: https://www.econbiz.de/10012862787
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Recent Episodes of Credit Card Distress in Asia
Kang, Tae Soo - 2013
Not only has credit card lending in Asia grown rapidly, but also several episodes of sharp booms and busts have been …
Persistent link: https://www.econbiz.de/10013094778
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Consumer credit : recent trends and profile of borrowers
Coffinet, Jérôme; Jadeau, Christophe - In: Banque de France bulletin / Quarterly selection of articles 40 (2015/2016), pp. 5-17
Persistent link: https://www.econbiz.de/10011480912
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The relationship between household credit and banking stability in Malaysia : panel evidence
Nurhuda Nizar; Zulkefly Abdul Karim - In: Gadjah Mada international journal of business 23 (2021) 2, pp. 155-172
Persistent link: https://www.econbiz.de/10012872374
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Marketplace lending and consumer credit outcomes : evidence from prosper
Dore, Timothy; Mach, Traci L. - In: Applied economics 54 (2022) 4, pp. 390-405
Persistent link: https://www.econbiz.de/10012874044
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The role of marketplace lending in credit markets : evidence from bank mergers
Avramidis, Panagiotis; Mylonopoulos, Nikolaos; … - In: Management science : journal of the Institute for … 68 (2022) 4, pp. 3090-3111
Persistent link: https://www.econbiz.de/10013368381
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Monetary policy transmission in different credit markets
Levenk, Natalia - 2024
Persistent link: https://www.econbiz.de/10014469913
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An overview of personal loans in the U.S.
Flagg, Jessica N.; Hannon, Simona M. - 2023
Persistent link: https://www.econbiz.de/10014377679
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Population aging and convergence of household credit
Sever, Can - In: The B.E. journal of macroeconomics 23 (2023) 1, pp. 497-520
Persistent link: https://www.econbiz.de/10013556567