the current and recent recessions. We show empirically that these saving spikes were short-lived and common to all working … credit; temporary shocks to the supply of credit generate increases in saving only among younger agents. -- credit …

This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975 …-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main … impact on the household saving rate in both India and Korea, even after controlling for the usual suspects such as the aged …

stringent conditions hold. This paper shows that when the two-earner household's saving decision is formulated more generally …The existing literature suggests that when the saving decision of two-earner households under risk is analysed …, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very …

. Automatic enrolment into private pensions raises participation (the `default option effect'), but its impact on aggregate saving … aggregate saving, its impact on welfare remains limited because age-independent contribution rates are inconsistent with the … optimal life-cycle pattern of retirement saving. Importantly, the effects are highly heterogeneous across the income …

information from two household surveys, and by so doing, attempts to assess the relative importance of precautionary saving and … analyses of these two datasets show that precautionary saving plays a relatively important role in explaining the lower than … expected wealth decumulation rate of the retired elderly, at least in the case of Japan, even though both precautionary saving …

retirement saving. As financial planners provide comprehensive advice for the long-term benefits of clients, their clients may … become more aware of retirement saving as an important goal. We used data from the 2010 and 2013 Survey of Consumer Finances … to examine the association between financial planner use and setting a retirement saving goal. We found that households …

In this paper, we estimate the effect of a tax policy change on households' consumption and retirement savings behavior … find that households reduce their consumption by 14% and increase their PPF savings by 16% in response to an increase in …