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-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking …. These results additionally show a "crowding-in" of total retirement savings amounts between spouses, probably due to some … "peer effect". The unitary model of household decision making can thus be rejected with respect to retirement savings. …
Persistent link: https://www.econbiz.de/10011582956
-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be …
Persistent link: https://www.econbiz.de/10011434405
-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be …
Persistent link: https://www.econbiz.de/10011438932
decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are …
Persistent link: https://www.econbiz.de/10010517686
decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one's standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are …
Persistent link: https://www.econbiz.de/10010520590
decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one's standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a … out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are …
Persistent link: https://www.econbiz.de/10012993075
Persistent link: https://www.econbiz.de/10013096814
Many individuals avoid information relevant for retirement planning. This behavior is worrying as pension systems shift … little for retirement, negatively affecting their long-run financial well-being. We generate knowledge about the factors that … Retirement Belief Model (RBM) - and empirically validate it with field data from the Netherlands and United Kingdom. We find that …
Persistent link: https://www.econbiz.de/10012898926
declining in the years that follow. Prior research has documented that consumption declines at retirement, which is inconsistent … retirement confirming the results of Aguiar and Hurst (2005, 2013) …
Persistent link: https://www.econbiz.de/10013044705
Many pension plan participants are inactive. They do not look up information on their retirement income and discover … acquire retirement income information. First, we show that classical loss frames (vs. gain) are an effective intervention, but …
Persistent link: https://www.econbiz.de/10012932348