household retirement choices. As the population ages, fiscal challenges created when many individuals retire from working and … paying tax to drawing government funded benefits and services present some stark policy choices. Understanding how retirement …

For more than a quarter-century now, most private-sector American workers who have a retirement plan at work have … employer. Various new retirement policy proposals could go in opposite directions: encourage greater participation in … retirement plans (such as with auto-IRAs), change employee 401(k) contributions through a “stretch match” (to increase account …

Data from the longitudinal Health and Retirement Study indicate that approximately 15 percent of older Americans with …

. Australia's super system is more mature than most people realise, with typical household superwealth at retirement in the $350 …,000-$500,000 range and increasing.This wealth was accumulated to provide income in retirement, partly by consumption of capital. This … challenges in retirement are substantially different from the accumulation phase of super. This should be considered by the …

Retirement income is not just about products. You need an underlying philosophy and sharpening the duties of trustee … directors towards providing income in retirement would greatly assist funds in developing these. The super system needs to be … able to measure success in the retirement phase and it's not just a matter of using our accumulation measures. Measuring …

We compare a variety of retirement products under cumulative prospect theory (CPT), including both well-known (variable …) annuity products and some innovative, tontine-like retirement products, in which longevity risks are shared between insurers … the most attractive source of retirement income under the majority of parameters considered. In some exceptional cases …

Health, Ageing and Retirement in Europe (SHARE) data and econometric analysis, we provide an international comparison of the …-third of this difference can be explained by the lower retirement age set by the institutional environment in the Czech …

architecture, we examine the behavior of members of an industry-wide retirement fund to assess how standard saving motives, pension … throughout the lifecycle, as people - anticipating a wealthier retirement and to avoid potentially larger adjustment costs later …

This article examines how retirement income at age 67 is likely to change for baby boomers and persons born in … (MINT) model to project retirement income and assets, poverty rates, and replacement rates for current and future retirees … at age 67. We find that, in absolute terms, retirement incomes of future cohorts will increase over time, and poverty …